How do I pay off credit card debt faster?

The fastest way to pay off credit card debt is to pay more than the minimum payment every month, since minimums barely cover interest. Use either the avalanche method, where you attack the highest interest rate card first while paying minimums on others, or the snowball method, where you pay off the smallest balance first for psychological momentum. The avalanche saves more money overall. Also consider doing a balance transfer to a 0% APR card, which lets your full payment go toward principal. Look for ways to cut expenses or earn extra income and throw that money directly at the debt. Stop adding new charges to the cards while paying them down.