How do I start saving money on a tight budget?
Start by tracking every dollar you spend for a month so you know exactly where your money goes. Most people are surprised to find small recurring expenses like subscriptions, coffee, or impulse purchases that add up significantly. Once you see the patterns, cut anything non-essential.
Then apply the pay yourself first method: even if it's just five or ten dollars per paycheck, move that amount to savings immediately before spending anything. Automate it if possible so you never see it. Look for quick wins like canceling unused subscriptions, cooking at home instead of eating out, and shopping with a list to avoid impulse buys. Consistency with small amounts matters more than saving large sums occasionally.