What credit score do most lenders consider good enough?

Most lenders consider a credit score of 670 or higher to be good, based on the FICO scoring model, which ranges from 300 to 850. Scores between 670 and 739 are generally rated as "good," while scores from 740 to 799 are considered "very good," and 800 or above is "exceptional." With a score of 670 or higher, borrowers typically qualify for most loans and credit cards, though the best interest rates and terms are usually reserved for those with scores of 740 and above. Scores below 670 are considered fair or poor, which can make borrowing more difficult or result in higher interest rates.