What is a good credit score range to have?
A good credit score typically falls between 670 and 739 on the FICO scale, which ranges from 300 to 850. Scores between 740 and 799 are considered very good, and anything 800 or above is exceptional. Having a score in the good to exceptional range generally qualifies you for better interest rates on loans and credit cards, higher credit limits, and easier approval for rentals or financing.
To reach and maintain a good score, focus on paying bills on time, keeping your credit utilization below 30%, avoiding too many hard inquiries, and maintaining a mix of credit accounts. Even moving from fair (580-669) to good range can save you significant money over time through lower borrowing costs.