What is the fastest way to pay off credit card debt?

The fastest way to pay off credit card debt is the avalanche method: make minimum payments on all cards, then throw every extra dollar at the card with the highest interest rate first. Once that's paid off, roll that payment into the next highest-rate card. This minimizes total interest paid and clears debt faster than other approaches. To accelerate it further, temporarily cut discretionary spending, sell unused items, or pick up extra work and apply all of it directly to debt. If you have good credit, a balance transfer to a 0% APR card can eliminate interest for 12-21 months, letting every payment attack the principal directly. Avoid adding new charges while paying down existing balances.